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Welcome to The Credit Factory

No matter what kind of buying background you come with, The Ricart Credit Factory in Columbus, OH is ready to help you get into the car, truck, or SUV of your future.

Do you come to us with a history of bad credit? We're more than ready to help you get a fair lease or loan to get into a desirable vehicle. Even if you're a first-time buyer from Groveport, or coming to us from Reynoldsburg with bankruptcy, we pride ourselves on our ability to help everyone get into the car they deserve.

The Ricart Credit Factory is proud to utilize every tool at our disposal to easily get a car loan for drivers from varied backgrounds, from Lancaster to Columbus, OH. Fast and easy online credit applications are just one example, as are the auto loan payment calculator, and last but certainly not least, our talented and thoughtful sales and finance teams. We're completely dedicated to getting Columbus drivers into the vehicles of their future regardless of their financial past. So come see us today and get on the road to a brighter automotive future.

The Credit Factory, Proudly Serving Columbus, Groveport, Lancaster OH and Reynoldsburg, Offers More Than Just Vehicle Financing

Well, aside from a warm welcome, a great selection of used cars to choose from on our website, our team that understands the needs of drivers like you. If that sounds good to you, come see us today in Columbus, Ohio.

Interested in the time-tested value of a pre-owned vehicle? The Credit Factory has an incredible selection of used cars available here in Columbus. Our reliable array of vehicles spans across several auto brands, such as Ford and Toyota, so you're sure to find a pre-owned vehicle that perfectly suits your needs.

Ready to Drive Your Next Ford, Chevrolet, Kia, Toyota or Nissan Home?
The Credit Factory is ready to discuss car loan and lease solutions

If you can already picture the Ford F150, Chevrolet Traverse, Kia Sorento, Toyota Corolla or Nissan Altima you've had your eye on in your driveway, remember you can always ask The Credit Factory for help. Our financing team is prepared to explain your car loan and lease options in detail after you've gone for a test drive. That way, you can know exactly what it will cost to get back behind the wheel and cruise the streets of Columbus, Groveport, Lancaster OH and Reynoldsburg in style.

Curious to learn more? Feel free to stop in to The Credit Factory of Columbus, where we are always eager to assist you. We can discuss your credit past in our convenient location, over the phone, or through our website. Getting to know all of you in the greater Columbus, Groveport, Lancaster OH and Reynoldsburg areas is always an enjoyable experience for us, so stop in during our scheduled business hours, where we can continue the conversation, and answer any questions you might have.

Visit The Credit Factory, where we proudly serve car buying customers with car loans in the Columbus, Groveport and Lancaster, Ohio, areas, at our convenient location: 4255 S Hamilton Rd, Credit Building, Groveport, OH 43125, call us at (614) 836-6289, or Find us on Google+.

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  • Monday 10am - 8pm
  • Tuesday 10am - 8pm
  • Wednesday 10am - 8pm
  • Thursday 10am - 8pm
  • Friday 10am - 8pm
  • Saturday 9am - 8pm
  • Sunday 12pm - 6pm

See What Our Customers Are Saying About Us

Certified: Ricart Used Car Factory